There is one reason to think so today, via AFR:
Westpac Group is set to follow up its landmark victory against ASIC on responsible lending with sweeping changes to home lending policies that include more rigorous assessment, deep diving into household spending, and new debt-to-income analysis of higher-risk loans.
The bank is also planning to announce it is expanding expense categories from 13 to 18 and is upgrading its controversial Household Expenditure Measure (HEM) and treatment of other living expense changes.