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Heidi Richards, APRA’s General Manager of Industry Analysis, has delivered a speech today entitled A Prudential Approach to Mortgage Lending, which delves into Authorised Deposit-Taking Institution’s (ADIs) mortgage lending and finds that Australia’s ADI’s have significantly improved their risk management practices.
Below are the key extracts:
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About the author
Leith van Onselen is Chief Economist at the MB Fund and MB Super. He is also a co-founder of MacroBusiness.
Leith has previously worked at the Australian Treasury, Victorian Treasury and Goldman Sachs.