![ScreenHunter_01 Oct. 23 08.38](https://www.macrobusiness.com.au/wp-content/uploads/2013/01/ScreenHunter_01-Oct.-23-08.381.gif)
The ABS this morning released Lending Finance data for the month of November, which registered small seasonally-adjusted rises in personal, lease and housing finance commitments, but a big fall in commercial finance:
![ScreenHunter_14 Jan. 16 11.31](https://www.macrobusiness.com.au/wp-content/uploads/2013/01/ScreenHunter_14-Jan.-16-11.31.gif)
In seasonally-adjusted terms, the value of personal finance commitments rose by 1.o% and was up by 6.4% over the year:
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![ScreenHunter_15 Jan. 16 11.35](https://www.macrobusiness.com.au/wp-content/uploads/2013/01/ScreenHunter_15-Jan.-16-11.35.gif)
The value of lease finance commitments also rose, up 1.5% over the month and by 13.9% over the past year:
![ScreenHunter_16 Jan. 16 11.37](https://www.macrobusiness.com.au/wp-content/uploads/2013/01/ScreenHunter_16-Jan.-16-11.37.gif)
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The value of housing finance commitments rose by 0.6% in November and is up 3.0% over the year:
![ScreenHunter_17 Jan. 16 11.38](https://www.macrobusiness.com.au/wp-content/uploads/2013/01/ScreenHunter_17-Jan.-16-11.38.gif)
Bucking the trend was commercial finance, which fell by -7.2% in November and is down -8.7% over the year, well below pre-GFC highs:
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![ScreenHunter_18 Jan. 16 11.39](https://www.macrobusiness.com.au/wp-content/uploads/2013/01/ScreenHunter_18-Jan.-16-11.39.gif)